Check Payment Amount

BancorpSouth established a Settlement Fund of $24 million from which Settlement Class Members received settlement checks or account credits. Costs and fees related to Settlement and Notice administration were paid out of the $24 million Settlement Fund, as well as a Service Award for the Plaintiff, attorneys’ fees for Class Counsel, and reimbursement of litigation expenses, as approved by the Court.

Award calculations were done separately for each individual Settlement Class Member using each class member’s own account and Overdraft Fee history and applying the formula set forth in the Court-approved Settlement Agreement. Not every Overdraft Fee that was charged is eligible for payment under this Settlement; in general, only those Overdraft Fees that would not have been assessed but for the high to low posting order were eligible for compensation under the Settlement. Only a small percentage of all Overdraft Fees charged to BancorpSouth customers were affected by high to low posting. And, ofOf the Overdraft Fees that were eligible, only a portion or a percentage of those fees is payable to each Settlement Class Member as their pro rata share of the Net Settlement Fund.

If you received notice of the Settlement via a postcard in the mail, you were given a unique identifying number that you can enter below to see an estimate of the amount of your payment or Account credit.

If you misplaced your postcard or didn't receive a postcard and you think you should have, please contact the Settlement Adminstrator at 1-800-420-2916 or

Lookup Information:

Please enter the Unique Identifying Number and Last Name on the postcard you received. *


NOTICE: This website provides a summary of the Settlement and is provided for informational purposes only. In the event of any discrepancy between the text of this website and the original text upon which it is based, the text of the original document shall prevail.

Questions? Contact the Settlement Administrator at 1-800-420-2916 or by email at

Important Dates

  • June 2, 2016
    Deadline to request exclusion (“opt out”) from the Settlement
  • June 2, 2016
    Deadline to object to the Settlement
  • July 14, 2016
    Final Approval Hearing
  • July 15, 2016
    Final Approval Granted
  • October 21, 2016
    Award Disbursement Commencement